2025-26 ATO tax rates ยท Medicare levy ยท HELP/HECS repayment ยท Take-home pay
๐ Enter Your Income Details
$
๐ Where Your Money Goes
Income breakdown
๐ Full Tax Breakdown
Item
Annual
Per Pay Period
๐ง Email My Tax Summary
Get your full tax breakdown and take-home pay calculation sent to your inbox.
โ Sent!
๐ก Maximise Your Take-Home Pay
A good accountant or financial adviser can help you legally reduce your tax through salary sacrificing, super contributions, work-related deductions, and investment strategies. Many Australians overpay by thousands each year.
We may earn a referral fee from our partner services. This does not affect the advice you receive.
โ Australian Tax FAQ
What are the 2025-26 income tax rates in Australia?
For 2025-26, Australian resident tax rates are: $0-$18,200 (nil), $18,201-$45,000 (19%), $45,001-$135,000 (32.5%), $135,001-$190,000 (37%), over $190,000 (45%). The Medicare levy of 2% applies to most taxpayers on top of income tax. The Stage 3 tax cuts from 2024-25 remain in effect.
What is the tax-free threshold in Australia?
The tax-free threshold is $18,200 for 2025-26. If you earn below this amount as an Australian resident, you pay no income tax. The Low Income Tax Offset (LITO) effectively extends this to approximately $21,885 for most residents.
How much is the Medicare levy in 2025-26?
The Medicare levy is 2% of taxable income for most Australian residents. Low-income earners may receive a reduction or exemption. The Medicare Levy Surcharge (MLS) of 1-1.5% applies to higher-income earners without private hospital cover.
When do I need to lodge a tax return in Australia?
The standard tax return lodgement deadline is 31 October each year for self-lodgers. If you use a registered tax agent, you may be able to lodge later. You must lodge a return if you had tax withheld by an employer or earned above the tax-free threshold.